Business Articles of Note

New auction on the block

Ford is saying goodbye to Taurus

Jackson Announces Plan to Help Small Businesses

Direct sales reps lobby for market

Inside Entrepreneurship: Venture fund will dictate the terms

Business Articles of Note

Apple Says Some IPods Contained a Virus

Postal Service to eliminate vending machines by 2010

New networking groupformed for consultants in Treasure Valley, Idaho

A Virtual World but Real Money

Making Money by Matching Surfers to Marketers

Microsoft rolls out Internet Explorer 7

Business Articles of Note

Halloween gives retailers another holiday bonanza

What'll they think of next?

Car Rental Firm Puts Teens in Driver Seat

Tips That Count: 460 Helpful Lists

Not Coming Soon to a Lot Near You: Chinese Cars

Utah basks in job growth

Business Articles of Note

Young shoppers buying into department store makeovers

Vonage announces phone service available in Idaho

Gap to Step Beyond Clothes, Launch Shoe Site

Used book retailer finds its niche

Fuel Savings Help Drive Down Wholesale Prices

Perrier Plays With Its Venerable Brand to Draw Younger Fans

Chinese market: Utahns want in

Culture key to assembling success at Ikea in Renton

Cell users charmed by ways to make phones their own

Youths to spend big on holidays at department stores

Business Articles of Note

Cell phone users prefer to see directions, not movies

Boutiques aim to let men enjoy shopping

Businesses may find new customers at conference

After a Slow Start, Rand McNally Finds Road to 21st Century

Joining the Party, Eager to Make Friends

I’ll Trade You My ‘Titanic’ for Your ‘Spider-Man’

Defending a Blurred Line: Is It Spam or Just a Company Marketing by E-Mail?

55 Million Blogs, and Now a Service to Track Them

Retail Notebook: Shop gives a glimpse of life at sea

Showcasing the Growth of the Green Economy

Tastes From Home

Entrepreneur proposes a luxury airline for smokers

Business Articles of Note

Retail sales fall; inventories rise

One brand, but they're not the same

YouTube all-stars

Vista on Track; Changes Per EU Guidance

Chicago banks big on concierges, guards, closets

Miss the pillows? Delta quizzes its fliers about the in-flight amenities they'd like

Desperately seeking grocer

Looking Up Again in San Francisco

Safeway's High-End Concept Lifts Earnings

Five Multiple Listing Services Agree to Equal Treatment for Discount Brokers

Inside Entrepreneurship: Whoever leads the deal dictates the terms

Business Articles of Note

Wal-Mart loses workers' suit over missed breaks

You Can Date Now, Meet Later

Wal-Mart defends bank plan

Spa owner uses $1 million SBA loan to open business in Eagle

Small firms don’t cover health

Business Articles of Note

Study: Credit Card Late Fees Much Higher

Bank of America offers free online stock trades

Google Offering Free Software Package

Labor shortages slow Utah economy

Noodle Maker Holds Appeal for Lawyer

A Coach May Improve Your Game

Wal-Mart Fan Disagrees With Its Wage Caps

A Family Business? Keep It Candid

Yahoo’s Growth Being Eroded by New Rivals

Turning anti-chain attitude on its head

U.S. retailers irked by dual pricing of DVDs

Skeptical Qualcomm crashes WiMax lovefest

Dressing Up A New Model

Business Articles of Note

More entrepreneurs turning to franchising

Cafe Max becomes Capers

Demand for empty inkjet cartridges is booming

Bookstores Seek New Chapter

Letting Consumers Control Marketing: Priceless

Genealogy for the Living, the Dead, the Far Away

Gay-friendly is good for business

Retail Notebook: 30 years of catering to cooks

Business Articles of Note

Faces, spaces and social paces

Kraft raises coffee prices as beans jump

Cold Weather Works in Retail's Favor

Google Puts Lid on New Products

Retailer Expands $4 Drug Program

Moderating Economic Growth Is Predicted to Bounce Back

El Segundo Honored as 'Business Friendly'

Subsidies Keep Airlines Flying to Small Towns

New Web site targets lifestyle, entertainment of snowboarders

SLC company helps sniff out biothreats

Inside Entrepreneurship: Poor accounting can ruin business

Alaska Air to charge $5 for meals

Business Articles of Note

Hallmark unveils tuneful cards

Retail sales rise sharply in September

Daley backs $1 increase in state minimum wage

Growth in service industries slows

Shopping to lure the masses

Firms with good ethics likened to family unit

Bidders Get in Line to Buy Music Retailer's Assets

Business Is Good, but Kohl’s Still Seeks a Fresh Face

Worldstock continues to grow

RealNetworks tries a new tune

Starbucks wants to open 40,000 new stores

Business Articles of Note

KOA develops system to warn about weather

MCDONALD'S: Monopoly game promotion returns

With Bigger SBA Loans, Bigger Plans

A Clean, Green Machine

Target Accused of Selling Fake

Meet Me in Revitalized Downtown St. Louis

Tourism group warns of U.S. dip

Business Articles of Note

Cub Foods leaving the Chicago area; 14 stores sold to competitors

Hot holiday toys selling fast, early

Auto retailers surviving nicely

Salt Lake Office space getting scarce

Business growing — but slowly

Wal-Mart, Supplier Lose on Appeal

If Preppies Took Over Wal-Mart

Business Articles of Note

Manufacturing growth slows in September

Teens earn $40,000 salary from podcast hosting site

Put your best side at the top of Google

`Superhacker' helps Web store gain trust

Planning, creativity can help beat an economic slowdown

Report: Small firms fuel U.S. economy

Idaho inventor's automatic clutch becomes business success

Online realty service adds homeowners looking to sell

Wal-Mart to Add Wage Caps and Part-Timers

In This Movie, the Audience Picks the Scene

Retro look in high demand for home buyers

Retail Notebook: A tiny video-game store filled with collectibles

Inside Entrepreneurship: Investors are angels, not saints

Looks like PCs will be back in style

Bluetooth products growing, but many fall short

Target, Wal-Mart locked in organics competition

Business Articles of Note

Longtime Gillette, Wyoming eatery closes its doors

A local icon bids farewell

Wal-Mart promises limits

San Francisco Mall May Supply Concept for L.A.

Warner Bros. Cuts Its Online Division

Business Articles of Note

Wal-Mart opens first store in Chicago

They know their audience

State Street in Chicago, a great street for retail real estate surge

Navajo, Ute youths find sweet success

Newspapers will survive Internet, editor says

Home-based businesses in 2002

Intel plans to launch 4-core microprocessor

Environment at Home: Builder of green homes honored

Weight Maker Flexes Its Muscle, Brain to Build Brand, Foil Piracy

Program to Train Factory Workers

Rural Areas Left in Slow Lane of High-Speed Data Highway

Business Articles of Note

Seminar aids businesses to cut waste

Health Insurance Is Twice Inflation Rate

IKEA to hire 10,000 workers a year

Franchising open house planned by 7-Eleven

Dirt biker turns hobby into profitable business

New free newspaper will target S.W. Idaho Hispanics

Wireless Networking May Soon Get Faster. Will Anyone Care?

Plush Toys Out. Weary Adults In

Business Articles of Note

Advertisers turn to text messaging

Home Depot pushing customer service again

'HP Way' Obsolete in Silicon Valley

Bouquet of Roses May Have Note: ‘Made in China’

3 Seattle startups will strut stuff at DEMOfall conference

Small biz owners: Time to plan for early '07 -- and how to pay your taxes

Retail Notebook: Brewing up a fortune

Business Articles of Note

Billings, Montana Library plans program on starting a business

Sony cuts price of much-anticipated PlayStation 3 in Japan as video game wars heat up

Boise gives out EnviroGuard Awards

Starbucks to boost coffee drink prices by a nickel

Inside Entrepreneurship: Leave corporate papers to lawyers

Venture Capital: 'Web 2.0' firms get a drop in bucket

Apple to open iPod Bars, Studio

Wyo. can develop innovation niche

Spradley unveils $6M expansion

Business Articles of Note

Wal-Mart to cut prices for generic drugs

Man vs. machine in battle for clicks

McDonald's may serve McMuffins all day

Would you like a phone with those chips?

WinCo now accepting debit cards

Britain's Tesco Plans Big Footprint in L.A. Market

Walgreens faces price tag action

Macy's will offer 'O Oscar' apparel

Warehousing and Fulfillment Solutions

Studios Merge as L.A. Gets In Vogue

Wal-Mart Plans to Help Workers Register to Vote

Amazon offering fulfillment services to other companies

Yahoo reports slowing ad sales

Business Articles of Note

Making Bluetooth a bit less annoying

Wholesale prices rise modestly in August

Fisher-Price unveils T.M.X. Elmo

How competitors are cooperating in the auto industry

Holiday sales are expected to increase 5%

It may be time to give Linux another try

Saks Alters Its Focus to Entice Old Friends

Makeover for Mrs. Fields: A softer look, with lots of red is helping drive cookie sales

Business Articles of Note

Pharmacy closings pile up

Saks shifts gears back into high end

Retail sales advance by 0.2%

Wal-Mart ends layaway service

Nordstrom.com all dressed up for a billion-dollar ball

Inside Entrepreneurship: Try testing business idea at your work

Retail condominiums: Tapping into demand

Business Articles of Note

Retail sales slow, jobless claims drop

Big-box battle not over yet in Chicago

First Utah Bank caters to Asian customers

Servers pushing for automatic tip

Business Articles of Note

Have You Heard?: Restaurateurs' new venture gives early eaters a head start

Wall Street's ride, Lincoln Town Car, faces demise

'Utah's Own' showcases state businesses at fair

California's State Minimum Wage Gets a Raise

Taking a Shine to Hair Care Business

Local Universities Have Much to Offer

Distractions and Bargains Bought in Bulk

Business Articles of Note

Apple will sell Disney movies on iTunes, new iPods

Canon to Inspect 1.87 Million Copiers

Work boot-maker steps into fashion market

Seeking a Fair Shake in Quake Insurance

New Kid on the Rack

Business Articles of Note

Realty owner expands services to meet demand

Don't forget specialized insurance coverage for disasters

MasterCard agrees to disclose fees after merchants complain

Coming full circle

Looking for a laptop? Consider spending $1,000

Video Meetings Didn't Take Off Despite Fear of Flying

How Will Apple’s Marketing Maestro Marry the Computer and the Home TV?

Like Shopping? Social Networking? Try Social Shopping

Buy-the-book retailer Amazon now sells its computer know-how

Retail Notebook: Where real men shop for big stuff

Ink refillers take on giants

The Price of Convenience

Chain puts Zip in local cleaning

Business Articles of Note

House brands heavy at Macy's

Shoppers in Windy City Unhappy to See Icon Go

Retailers Ask Governor to Veto Bill on Port Fee

Inside Entrepreneurship: The dark side of pyramid sales

Business Articles of Note

Wal-Mart to customize stores along key customer lines

Amazon.com Launches TV, Movie Service

Politics squeezes effort on broadband

H&R Block to Develop Banking Service

Macy's launches big ad campaign

American Fork, Utah company teams with CBS for auto repair shop programming

Business Articles of Note

A new Internet network brewing

The Online Box Office Is Growing

Utah's Small Business Index rises to 115.9

For Rent: Aides, Wingmen, Husbands

Office Depot to offer $100 HP computers

Business Articles of Note

A new Internet network brewing

The Online Box Office Is Growing

Utah's Small Business Index rises to 115.9

For Rent: Aides, Wingmen, Husbands

Office Depot to offer $100 HP computers

Business Articles of Note

Retirees, training step into labor gap

OfficeMax wants to make point with in-house pens, supplies

Jewel taking new Avenu in its quest for shoppers

Hard-core fans stay loyal to brand

Old School Station on its way

Convenience stores catering to aging Japanese

Stater Bros. Grooms and Grows

Textbooks Are Free, but They Carry Ads

Stealing Some Time -- on Their Watch

Business Articles of Note

Retailers report solid back-to-school sales

Financial service group wins national award

Baseball Gone Batty

Retail Sales Climb 3.2% in August

A Younger India Is Flexing Its Industrial Brawn

For New Lawyers, the Going Rate Has Gone Up

Inside Entrepreneurship: Don't sit around waiting for acquisition

Business Articles of Note

Employers in Sheridan seek help from foreign countries

Stores report solid sales in August

Phone rates set to jump in '07

It isn't just gas that costs more

Old furniture gets new life in historic Eagle building

Cabela's cuts deal on online sales tax

Wi-Fi Phones Are a Cool Way to Go

Businesses told to ready for disaster

Building homes the way Henry Ford might

Can rural businesses, neighbors get along?

Venture capitalists venture to Wyoming

Business Articles of Note

Costco cuts profit forecast

Hartmarx adds sweater outfit

Idaho firms make Inc. growth list

Flight School Aims to Get New Ideas Off the Ground

It May Be Past Due Time to Call in Bill Collector

Wal-Mart Hires Clinton Aide to Handle Criticism

Grocers Group Sues Wal-Mart

Business Articles of Note

Consumer optimism drops to 9-month low

With new law, bankruptcy filings at lowest in 5 years

Macy's coming to Utah soon

Boise law firm works to protect intellectual property

La-Z-Boy Works to Update Image

Wal-Mart Counters Criticism With a Political-Style Ad Campaign

Business downtown may not be worth cost

Publisher mulls sale of papers in favor of Web focus

Business Articles of Note

Google, eBay form advertising alliance

Business wireless in XO's embrace

Charities expect more cash, less trash with new law

Pluto memorabilia rockets onto Internet

Wooing the rich traveler's agent

Some owners put down new roots after Katrina

Incorporated owners earn more, are better educated, study finds

Rearranging the furniture

Housing and fuel straining shoppers

Microsoft confirms that Toshiba will make Zune media player

'For Dummies' brand expands with licensing deals

At Forbes.com, Lots of Glitter but Maybe Not So Many Visitors

Lavishing Attention on the College-Bound

New Orleans' small merchants struggle to rebound

Retail Notebook: Bringing 'kid chic' to upscale moms

Startup takes to water

Angie's List earns an "A" for filling consumer niche

With Stores in Store, Giant Goes Gargantuan

'Geeks' updates salons' e-profile

Debit, credit cards change people's habits

Keeping an Emergency Fund

For the last few years my favorite radio program has been the Dave Ramsey show. His common sense approach to finance has helped many get out of debt and turn their lives around. One part of the Dave Ramsey plan is an emergency fund of six months or more of living expenses for a rainy day.

While Dave is applying the emergency fund to personal finance, not only do I agree with his program, I believe that any small business should also have an emergency fund.

So why should a business have an emergency fund? For the same reasons Dave Ramsey says that the average person on the street should have one, because if you don’t then Murphy will come knocking on your door.

Your emergency fund should assume that your business will be closed for six months and you would need enough money to get you through those times.

While you may not face closure, the most common problem you are going to face is construction. While you can put your head in the sand and think that construction is never going to affect your business, at some point there will be bulldozers at your front door tearing apart your street and sidewalk. If you do not have an emergency fund in place, the drop off in business will be catastrophic. How many businesses have you seen go out of business with the owner crying how construction killed him? It wasn’t the construction; it was poor financial planning.

Now if you have an emergency fund of six months of expenses, you will feel a pinch from construction but it won’t be fatal. Even if your business where to drop off by 50% or more during that period you would be able to survive a year or more on your emergency fund. Or since it has been in our mindset so much in the last year, what if your business was struck by a natural disaster and had to close for a month? Once again if you have your emergency fund in place, you will survive.

Some will argue that they can’t afford to have an emergency fund, my question to them is, how can they not afford to have an emergency fund? Your goal in business should be to make it a success and provide yourself and your family a good living. An emergency fund will guarantee that your dream will not die in case of construction or a major disaster.

For other ideas to help you financially, I suggest you listen to the Dave Ramsey show or go to his website.

*This is not a paid endorsement; I have listened to Dave for about five years, have used his ideas and a believer in his ideas and his belief in helping others.

Business Articles of Note

Linen company marks century, and it's still full steam ahead

Wal-Mart Reaches Out, Gets Slapped

11 Utah firms named on list of fast growers

Shoe-shop owner is Salt Lake's 'Mr. Downtown'

AOL Signs Deals to Sell Movies, TV Shows on Its New Video Site

Inside Entrepreneurship: Staying first in a market isn't easy

Kohl's to Sell Vera Wang Designs

Wal-Mart gets Communist Branch

Business Articles of Note

Airline cuts hurting small airports

Delta Web site soon multilingual

Growers join forces to boost spud prices

BACK TO SCHOOL SHOPPING SEASON

Web Start-Up for Sale on EBay

Business Articles of Note

Penneys to bring new format to Chicago area

Starbucks: The soda fountains for Generation Y

Banks Launch Surcharge-Free ATM Networks

Built to Withstand Blasts

Designer Brings More Ritz to the Table

Creating a Dress Code for Workers

Back To School: Spending is in style this season

Expansion pushes tug giant into East

Business Articles of Note

Up Against Wal-Mart

Growing future for jobs, salaries in Illinois

Housing slowdown hurts Lowe's

Deal to Raise Wage to $8 in California

Investor Group Takes 10% Stake in Gateway

Orem Web company sues rival over tactics

Fly fishing reels in more women

Business Articles of Note

I-80 stations in Wyoming now rationing diesel fuel

Answering camera call

Greeting card firms long for good wishes

In aftermath of Katrina, some businesses are rebuilding, prospering

Harvard professor gets Kauffman medal for entrepreneurship

‘Locally owned’ still prevails in Kalispell, Montana

Clothier going with XL instead of big for its large sizes

Christian retailers showing some charity to Wal-Mart

Traveling? Check out 3 small dot.coms for best airfares

THE OFFICE: Why didn't I think of that?

Tully's new boss wants to follow example of underdogs 7Up, Avis

Retail Notebook: Hemming his way into office hearts

Higher eBay fees to kick in this week

Business Articles of Note

Mannequin in Suit -- Lawsuit, That Is

Falling price of oil raises relief hopes

Utah 4th 'best for business'

Walgreens loses seniors unit

Author sees Utah as top innovator

Former paramedics try hands at softer business

A World Beyond Dial-Up

Inside Entrepreneurship: Talk it out before you take the money

Business Articles of Note

Small cities get in on condo-hotel boom

Big boxes take command

Dell plans to expand its use of AMD chips

Retailer Is Feeling Younger, Energized

Boeing to Close Broadband Service

Parking-Lot Dentistry Is Finding Its Niche

Hey, Just Because He’s Divorced Doesn’t Mean He Can’t Sell Things

Board hands incentives to Utah businesses

Business Articles of Note

Have You Heard?: Wheat Montana opens 9th restaurant in Montana

Dell recall a boon for Sony rivals

Duty-free stores toast rule change

HOUSING: 28 states reporting a drop in sales during latest quarter

Harley shop more than a store

Sitting Pretty, For Less

Male-Themed Salons: Barbershops With Style

Planning for Unthinkable Events Could Mean Survival

Business Articles of Note

Traditional Grocery Stores Forcasted to be Less Crowded

Shoppers flock to The Meadows

EFFECT OF NEW FLYING GUIDELINES: Retailers rebound at McCarran

Wal-Mart Ordered to Comply With Workplace Law

Marketers Trace Paths Users Leave on Internet

New at Google: Local Coupons

Outdoor Retailer Market closes its doors for 2006

Laptops in flames lead to big recall by Dell

In flat-panel TV world, it's all about the brand

Business Articles of Note

Segway launches 2 new scooters

Soaking up Web exposure

Professor's eBay advice: Starting price is the key

Business owners finding higher education can be worth the stretch

Guitar sales are climbing charts

WORK FORCE: X +Y > TYPE A

Officials Ramp Up Rural Broadband

Urban Fish Farms a Wave of the Future?

More Data for Online Shoppers, and Plenty of Pictures, Too

Small businesses use summer's slow time to speed up

Washington DC: Commercial Rents Keep Rising

Contending with Wal-Mart

Wal-Mart expands in Wyoming

Business Articles of Note

Retail sales rebound in July

Duty-free stores hit by ban on all liquids

Casual Is Working Full Time

`Big-box' support in flux

Best Buy backs off

No Labor Shift Seen at Wal-Mart

Utah company will open plant in NASCAR country

Amazon database would put shoppers' intimate details on the line

Venture Capital: List-en up: Here's the scoop on Web 2.0

Inside Entrepreneurship: Business plan must be clear, not long

Business Articles of Note

This is it for other Federated stores

Google to Keep Storing Search Requests

New home prices in Utah soar

Angel investors and entrepreneurs to gather

Tax breaks for 'angel investors' interest Risch

Business development center to open in Meridian

No Big Demand for Small Screen

Rocker, Model Fashion Men's Clothing Firm

Entrepreneurs Take Time to Organize Their Time

Alaska faces economic crunch

Yahoo, Wal-Mart Build a Virtual Catwalk

Businesses brace for ban

Business Articles of Note

Macy's parent remakes department stores

Montana tourism up in west, lagging in east

Lowe's holds off on stores

Soft Saints toys start a squeezable tradition

Contractor magazine seeks award entries

Greeting-Card Business Is Not All Rosy and Sweet

Firms to Challenge Disney in Family Movies

Be Aware of Laws for Web Businesses

Expert Advice Is Served -- for Free

Wal-Mart Agrees to Unionization in China

Business Articles of Note

MySpace's New Friend: Google

Apple finishes Macs' switch to Intel chips

Wal-Mart raises entry pay

New store puts middle-age men on road map

SuperValu plans 4 discount stores in Northwest

Hitting 50 has its advantages -- at least on one Web site

Loss of In-N-Out Founder Won't Change Menu Plan

Far Removed From the Multiplex

Business Articles of Note

U r sckd: worker fired by text message

BP shutdown to remove 8 pct. of US crude

Piracy check draws critics

Riding wave of growth

HD Radio is making waves

Storied photo agency again finding focus

UIC to host fair for entrepreneurs

Advancing from niche to national

Radio broadcasters pinning hopes on digital technology for a revival of their industry

Idaho jobless rate climbs to 3.6 percent

Wal-Mart's About-Face

Picture Tubes Are Fading Into the Past

Restaurateur wants your food to be fun

Wireless veterans start all over again

Small towns energized by rural entrepreneurs

Wireless Internet projects growing; demand may not

Building on Spec Raises Specter of a Glut

EBay gets tough on violators

McDonald's owner turns to foreign students to help relieve labor shortages

Business Articles of Note

Park Forest builds against conventions

Clothing sales sizzle in summer's heat

Service sector growth shows cool economy

Wal-Mart Mexico to launch bank

Firms Said to Stop Supplying Tower Records

Larry's Markets sold for $5.5 million

Hot startup unveils plan

Widemile offers help in making e-sales

Ads, shmads -- you need to turn up on Google

A&W cuts hours

Business Articles of Note

Tourism hangs in even as gas prices rise

Retailers report solid sales in July

Factory orders pick up in June

Banks ban cell phone use

Outdoor Retailers Market is hot stuff

American Express trimming rewards

Shop owners are wary of plans

Las Vegas economy shows signs of weakening

Gas Costs Eat Into Restaurant Sales

'Business Friendly' Cities List Omits L.A.

Search Engines Unite to Fight 'Click Fraud'

Milk producers may be hurting as production drops along with prices

Salvation at a Very Steep Price

Reaching out to Latinos

Entrepreneurs Who Changed Clarendon Find It Has Changed Too Much

Business Articles of Note

China Looks to Cool Growth

AOL Makes More Services Free

House with garage and Hummer to fill it

Not much call for cell phone gadgets

Utah economy on a roll

Remodeled Harmons Grocery Store to feature gourmet deli, Internet cafe

String Beads is among top bead stores in U.S.

A Bankable Alternative for Financing

Firm Tries to Chip Away at Semiconductor Waste

Keeping Track of Owner's Draws

Postal Service Finds a Friend in the Internet

Wal-Mart Finds That Its Formula Doesn’t Fit Every Culture

Anxiety Rises as Paychecks Trail Inflation

Going Beyond the Simple Food Court

Customer Loss to Internet Continues to Hurt Phone Carriers

Wi-Fi for the Building? Depends on the Landlord

The Kiosk Will See You Now

Business Articles of Note

Wal-Mart May Go Up Scale in Chicago

Natural gas prices boil from the heat

Cell use up, pay phones scarce

Sinking AOL is trying in vain to stay afloat

Cingular to add $5 on old-style phones

Del Sol announces move to spacious new offices

Nielsen Brings a New Marketing Strategy to Broadway

Retailers retaliate against organized shoplifting

Businesses in no hurry to buy Vista

Wamu restores online payment

Employers look abroad for workers' surgeries